Graduate students can use Americorps benefits, employer assistance, VA benefits or private scholarships to help pay educational costs.  The Financial Aid Office wants to work with any student who  needs to determine the options available to cover the cost of education.

Students enrolling half-time may be eligible for a Federal Direct Unsubsidized Loan.  You should complete a Master Promissory Note and Entrance Counseling online at   This is a one-time requirement for graduate students.  No credit check is required for the unsubsidized loan.  The annual loan amount of $20,500 covers fall, spring and summer.  MFA candidates may have loans processed for summer, fall and spring.

Graduate students who need to borrow additional funds may use the Direct Graduate PLUS Loan.  Borrowers will need to complete the Direct Graduate PLUS MPN online

Repayment of federal loans will be deferred while the student is enrolled at least half-time. Graduate PLUS borrowers must also pass a credit check and complete the prequalification form.  Any additional educational costs beyond the program charges must be documented for loan eligibility.

FEDERAL Annual Maximum Aggregate Maximum (includes undergraduate Direct/FFELP Loans) Interest Rate
Direct Unsubsidized Loan $20,500 $138,500 6.079%
Grad PLUS (requires simplified credit check) Up to cost of education minus other aid N/A 7.079%

Alternative Loan (requires credit check)

Up to cost of education minus other aid N/A Variable